Skip to content
Tyler LejeuneFancy Apartments

Plan the number

How much rent can you afford?

Start with income. We estimate take-home pay, keep housing near 35% of that, and suggest a rent that still leaves room for the rest of life. Qualifying at 3× rent is a separate line — approval is not comfort.

Then filter Houston, Austin, or Dallas by that rent band — or send me a brief.

Loading suggested rent calculator…

How this is estimated

Take-home uses current federal brackets, the standard deduction, Social Security, and Medicare. Texas has no state income tax.

Suggested rent stays inside a 35% housing share after utilities and fees. Higher monthly debt pulls that number down.

Planning estimates only — confirm bills and screening with the community before you apply.

Comparing specials

What the apartment actually costs.

Net effective rent averages free weeks, free months, and credits across the lease. It is not the check you write every month.

The two homes below are a sample, not listings from Tyler. The higher rent wins once six free weeks are spread across the lease.

Most Texas specials are quoted with 4 weeks to a month. Switch if the lease counts weeks on the calendar.

Higher rent, 6 weeks free is lower by $49 a month on net effective rent.

Lower average

$1,676

Net effective per month across 13 months

Exact average $1,676.35. Headline rounded to the nearest dollar.

$

Months, including any free ones.

A dollar amount off, not a lower monthly rent. Enter the rent before this so it is not counted twice.

$
Parking, pet rent, and fees

These stay out of the net effective number. They show up in the all-in monthly cost and the total you pay.

$
$
$
Savings
$2,843
Free rent
1.5 months
Rent over the lease
$21,793
Before specials
$24,635
With parking and pet
$1,676/mo
All-in over the lease
$21,793

This is cash flow, not a second average. Month 1 is cheapest when the community takes free rent up front. Some communities discount every month instead. Ask which one is in the lease. The bars are what you would pay each month under the up-front version.

  1. Mo 1

    $0

    Month 1, pay $0.00, credit $1,895.00

  2. Mo 2

    $948

    Month 2, pay $947.50, credit $947.50

  3. Mo 3

    $1,895

    Month 3, pay $1,895.00

  4. Mo 4

    $1,895

    Month 4, pay $1,895.00

  5. Mo 5

    $1,895

    Month 5, pay $1,895.00

  6. Mo 6

    $1,895

    Month 6, pay $1,895.00

  7. Mo 7

    $1,895

    Month 7, pay $1,895.00

  8. Mo 8

    $1,895

    Month 8, pay $1,895.00

  9. Mo 9

    $1,895

    Month 9, pay $1,895.00

  10. Mo 10

    $1,895

    Month 10, pay $1,895.00

  11. Mo 11

    $1,895

    Month 11, pay $1,895.00

  12. Mo 12

    $1,895

    Month 12, pay $1,895.00

  13. Mo 13

    $1,895

    Month 13, pay $1,895.00

Comparison

$1,725

Net effective per month across 12 months

$

Months, including any free ones.

A dollar amount off, not a lower monthly rent. Enter the rent before this so it is not counted twice.

$
Parking, pet rent, and fees

These stay out of the net effective number. They show up in the all-in monthly cost and the total you pay.

$
$
$
Savings
$0
Free rent
0 months
Rent over the lease
$20,700
Before specials
$20,700
With parking and pet
$1,725/mo
All-in over the lease
$20,700
Send the winner to Tyler

How the average is figured

Free rent and credits are capped at the lease total, then spread across every month. Enter the rent before the special.

Utilities, deposits, and application fees are not in the average.

Text TylerFull search